How do you calculate the interest rates you charge to Shared Interest Customers?

The rate of interest charged depends on the cost of the funds we are lending (which we refer to as our prime rate) together with the risk assessment of the business to which we are lending. Our prime rate is different for each currency lent and the actual rate depends on the cost of borrowing that currency. The rate may move up and down depending on changes in the market i.e. if the European Central Bank or United States Treasury increases rates this will result in an increased cost to Shared Interest of borrowing those funds and our prime rate will rise accordingly.

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